Archaeology & the Ancient World
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Andante Travels

Insurance – 2008 – We are not offering on our 2009 Tours

Travel insurance is a vital aspect to booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that you purchase travel insurance that properly covers your participation in whatever activities you may undertake at the time that you make your booking.  To assist you with this, we have arranged competitive travel insurance from Travel & General insurance Company plc to specifically meet your needs on your holiday.

 

To arrange cover simply call us on 01722 713800.
Should you decide to not purchase our insurance, you must provide us with details of your alternative insurance with your final payment

 

The schedule of the cover below sets out a summary of the cover provided by our tailored insurance. The cover is underwritten by Travel & General Insurance Company plc, except for Section K (Legal expenses), which is underwritten by DAS Legal Expenses Insurance Company Limited. Both insurers are authorised and regulated by the Financial Services Authority. 

 

Single trip policy

Schedule of cover

 

 

 

Section

Sum insured per person

Excess per person

Standard cover

A     Cancellation

       Curtailment

Up to £5,000

Up to £5,000

£50

£50

B     Emergency medical repatriation and

        associated expenses abroad

        Hospital benefit

Up to £2,000,000

 

£20 for each 24 hour period to a maximum of £500

£50

 

Nil

C     Emergency assistance in the UK

Up to £2,000

£50

D     Personal accident

Up to £15,000 (age limits apply)

Nil

E     Travel delay

 

        Missed departure

        Missed connection

£20 first 12 hours and £10 each subsequent 12 hours to maximum of £100

Up to £750

Up to £750

 

Nil

£50

£50

F      Personal possessions

           Single item limit

           Valuables limit

        Delay baggage (after 12 hours)

        Travel documents

Up to £1,500

£300

£400

Up to £100

Up to £500

£50

 

 

Nil

£50

G     Personal money

Up to £200

£50

H     Hijack

£50 for each 24 hour period to a maximum of £500

Nil

I       Mugging

£50 for each 24 hour period to a maximum of £500

Nil

J      Personal liability

Up to £1,000,000

£250

K     Legal expenses

Up to £25,000

Nil

 

Premiums including Insurance Premium Tax

Period

UK

Europe

Worldwide

Up to 5 days

£11.00

n/a

n/a

Up to 10 days

£12.00

£18.00

£36.00

Up to 17 days

£15.00

£24.00

£42.00

Up to 24 days

£17.00

£27.00

£46.00

 

·          Children 2 -17 – half the base premium if travelling with a T&G insured adult

·          Family rate  - 2 times the base premium

·          Person aged 66 to 70 years on date of purchase – 1.75 times the base premium

·          Person aged 71 to 75 years on date of purchase – 2.25 times the base premium

 

66 to 70 years of age on date of purchace

Period

UK

Europe

Worldwide

Up to 5 days

£19.25

n/a

n/a

Up to 10 days

£21.00

£30.00

£63.00

Up to 17 days

£26.25

£42.00

£42.00

Up to 24 days

£29.75

£47.25

£80.50

 

 

71 to 75 years of age on date of purchace

Period

UK

Europe

Worldwide

Up to 5 days

£24.75

n/a

n/a

Up to 10 days

£27.00

£40.00

£81.00

Up to 17 days

£33.75

£54.00

£94.50

Up to 24 days

£38.25

£60.75

£103.50

 

 

*Worldwide = Belize, Bolivia, Guatemala, Jordan, Libya, Mexico, Peru, Syria

 

Annual multi trip insurance

 

If you are frequent traveller who travels more than two or three times each year, our annual multi trip policy is excellent value for money. Our policy offers great flexibility and a number of important advantages.

 

Premiums including Insurance Premium Tax

 

 

Policy

Europe

Worldwide

 

Adult

£50.00

£70.00

 

Couple

£90.00

£130.00

 

Family

£99.00

£135.00

 

 

·          Available for persons aged up to 65

 

·          Business travel cover

·          Covers journeys up to 31 days

·          Winter sports cover

·          Cover for adult members of the family to travel independently

·          Adventure activities and sports cover

 

To arrange cover simply call tagconnect on 0845 408 0583 or e-mail our sales team at insurance@tagconnect.co.uk .

 

Important declaration

 

An insurance policy can only provide cover in respect of an accident, illness, injury, loss, damage or an event/occurrence which is sudden, unforeseen and beyond your reasonable control. You must tell us about all material facts. A material fact is one that is likely to affect our decision in accepting or continuing your insurance. Therefore any facts known to you, which could possibly result in you having to make a claim, must be disclosed to us, otherwise you may not be covered. For example, these could be your employment circumstances, medical history or those of a travelling companion, immediate relative, business associate or other person that may influence you to cancel or curtail your journey.

 

In addition, you must be able to make the following declaration for yourself and anyone travelling with you.

 

As far as I know neither I, nor my travelling companion(s), nor immediate family, nor business associate(s), nor anyone I am visiting, nor anyone else for whom I would expect to be covered:

1          is waiting for an operation, hospital consultation or any other hospital treatment or    

            investigations including the results of a routine test;

2          has been seen by a specialist or been admitted to a hospital overnight in the last 12  

            months (other than for regular check ups);

3          has any breathing or heart problem (including angina) or high blood pressure, which

            has needed treatment (including regular medication) in the last two years;

4          has received treatment, including regular medication, in the last 12 months for:

a           any disorder of the blood such as clotting, bleeding or anaemia;

b          any form of stroke;

c           any form of cancer, leukaemia or tumour;

d          a transplant;

e          any psychiatric illness, dementia or dialysis treatment;

f           any other pre-existing and on-going medical condition that a registered general

            practitioner could reasonably anticipate may give rise to a complication needing

            medical intervention prior to or during a journey (if in doubt check with your general

            practitioner);

5          has been diagnosed by a registered general practitioner as having a terminal condition;

6          know of any reason why the journey is likely to be cancelled or cut short.

 

If you cannot make this declaration when you take out the insurance, you must contact Health check on 0845 408 0585

 

A policy document that fully defines the cover, conditions and exclusions will be sent to you with your booking confirmation. When you receive your policy, please take the time to read it carefully to ensure you understand what is and what is not covered, and that all activities that you may wish to participate in are included. If it does not meet your requirements, please return the policy, proof of premium and any other relevant documents to us within 14 days of receipt and we will refund the premium in full, provided you have not travelled or made a claim.

Failure to comply with the terms & conditions of the policy may result in cover being restricted.